Banking services

Market advantage will lie with banks that rethink their strategy, structure and culture to reflect a changed reality; bankers say globalization is the single greatest opportunity and also its greatest threat.

IBM Banking Services offers a comprehensive array of solutions such as Basel II, branch convergence, business continuity, customer experience and insight, customer and banking analytics, smart card and operational risk that will help your institution on the path towards globalization. Past clients have achieved agility and efficiency, optimized business processes and recurring savings, reduced closing cycle times through harmonization of accounting practices, improved reporting and controls, and significant cost savings.

"If the industry is to deliver sustainable returns, it will have to embrace change and will need to begin by working with regulators to build a financial system that is stable while allowing for healthy innovation. Individual firms will also have to radically simplify their business models, specialize in areas where they can truly differentiate themselves in the market and learn to fulfill their brand promises." Shanker Ramamurthy Global Banking and Financial Markets Leader, IBM Global Business Services