Smarter Insights Delivered.
Learn how IBM can help.
Our solution portfolio has been developed and refined in engagements with clients of all sizes around the world. Our solutions are enabled via the IBM Banking Industry Framework and the IBM Financial Markets Framework. Find out from our experts how our approach can help you gain more insights about your customers, your operations and your business so you can move to a more strategic solution infrastructure supporting the needs of your business.
Featured solutions
IBM showcased many solutions that address key issues financial institutions face today:
Business Analytics
With information pouring into the organization, banks are constantly challenged to turn vast data stores into actionable insight. IBM provides a comprehensive portfolio of business intelligence, financial performance management and advanced analytics with fit for purpose technologies that can help companies gain insight from this data and effectively plan, understand and manage financial and operational performance. By unlocking data captured in operational and financial systems and coupling it with the right capabilities, banks outperform by seeing key risk exposures to improve decision-making, customer confidence, satisfaction and profitability – and shore up internal operations to ensure the entire organization is running at peak efficiency.
Core Banking Modernization
To remain relevant and win against new, more nimble competitors, banks need to move to a more streamlined, simplified and agile operating environment. Componentizing and modularizing core banking systems can enable a radical simplification of the IT environment, which can enhance the reliability and quality of business-critical information. With a flexible foundation at their core, banks can address each new requirement on a case-by-case basis, and remain in line with evolving business objectives.
Integrated Risk Management
Constantly evolving regulations, government oversight and the threat of losses from attacks and crime is driving an unprecedented investment in risk solutions across financial services firms. Many struggle to respond effectively and efficiently to regulators or identify financial fraud before they cause losses. IBM has a broad portfolio to integrate risk management, including specific solutions that integrate financial risk into planning and forecasting processes to more accurately represent enterprise exposures. We also have proven fraud prediction and anti-money laundering solutions that use advanced analytics to help you identify potential crimes sooner and prevent losses.
Mobile Channels
IBM can help you establish a mobile payment ecosystem. Our security-rich and easy-to-use mobile payments solutions, we can help you exploit revenue opportunities created by the accelerated use of mobile technologies in developed and emerging markets. Our highly scalable solutions deliver a safer more flexible and efficient mobile banking experience to help you reach the increasing numbers of users leveraging their mobiles devices to interact with banks, merchants and each other.
Payments and Transaction Services
Most financial institutions have multiple payment systems – each typically addressing a single stream, resulting in siloed applications and no integrated view of payments performance. Revenue pressures, competitive demands, and emerging regulation in payments and liquidity management mean that banks need to reduce costs and complexity and improve insight and control of payments and transactions. IBM has the capabilities that drive cost efficiency by optimizing processes, using advanced analytics to predict traffic and bottlenecks, measuring performance and drive accountability of KPIs and maximizing transaction volumes.
Securities Processing
Financial firms are under increasing pressure from customers, regulators and risk managers to streamline the back office clearing process. Lessening the need for manual intervention though system automation, drives down costs and provides a more customer centric experience. IBM provides a simplified environment by eliminating multiple communication methods and consolidating similar processes. Streamlining the securities clearing process reduces the time for on-boarding of new customers and provides greater value added content for existing customers. Disparate systems are now able to interact providing a consolidating the view of all clients across the enterprise.
Smarter Commerce
Customers are dictating the new dynamic between buyers and sellers. Smarter Commerce for Banking increases the value banks generate for their customers, partners and shareholders by optimizing key aspects of the way the bank sources, markets, sells, and services financial products. It is designed to help banks better integrate, more effectively manage value and put the customer at the center of insights, decisions and actions leading to greater agility, customer loyalty, revenue and margin growth.
Smarter Computing
Server, storage and networking technologies and solutions supporting IBM's Smarter Planet initiatives. Smarter computing consists of three areas: Designed for Data, generate insight from vast quantities of data—fundamentally changing the way organizations use information; Tuned to the Task, maximize performance and efficiency by optimizing at every layer of the technology stack to exploit unique processor, memory and storage characteristics; and Managed in the Cloud, embrace cloud computing as a way to reduce the complexity and costs associated with traditional IT approaches.
Why IBM?
IBM helps financial services clients to become more client-centric, balance costs with agility, and improve their risk management and industry differentiation. Our clients benefit from decades of deep industry experience integrating hardware, software and services to holistically bridge their business and IT strategies and drive profitable growth.
For more information, please contact Duane Dub at dedub@us.ibm.com